If in the near future, you are planning to leave the country for rest or business, or want to take another loan, then it is worth verifying that you have debts to bailiffs. This is necessary even if you are sure that you are infallible in your financial matters.
Where does the debt come from?
Do you think that debts to bailiffs are created only among irresponsible people, harmful violators, and deviations? You’re wrong. In fact, it is very easy to become a debtor. Forgot to pay for some services that do not timely make the required tax payments, delay payment on bank loan refused to pay maintenance at least once – and all: Hello, debt!
In cases where your debt reaches a certain size, the case is brought to court. And if the lender successfully proves the validity of his claims, the decision will not be in your favor. In very critical cases, everything may end up with a description of the property belonging to the debtor. Of course, a person entitled to you cannot, independently of you, obtain after the court decision. This is the work of the bailiff.
You can not influence this process in any way, but now teaches your debts to bailiffs as well as the way they form, this is possible, and if you do it regularly, you can avoid many of the unpleasant consequences that we will discuss below.
What threatens the existence of the debt
At first glance, of course, it looks like a bad horror for children. Certainly, each of you can immediately name one or two acquaintances who do not regularly pay, such as parking fines and speeding. And no one comes to them to describe a television or a car.
The GFIC (Bailiffs) has enough work to run after each individual debtor, especially since it is very difficult to find many of them. However, debt to bailiffs can cause a lot of problems. For example, if you suddenly decide to relax somewhere on the warm Mediterranean coast, you can “cook” with habits along with a suitcase and pleasant relaxation considerations. And, of course, no one will refund your unused ticket, as the trip was interrupted due to your error.
All because there is a base of all the Russians who are imposed restrictions on crossing the state border until full repayment of the debt. By 2013, a person could have been banned even though his debt was 100 USD. Today, this amount increased to 10 thousand. Do not think that it is a lot, taking into account possible fines and fines, such an amount can accumulate quickly enough.
Debts to bailiffs: how to find out and what to do
To be on the “shameful” list, you need a court decision to initiate enforcement proceedings and a stubborn reluctance to pay a fine (debt). However, there are misunderstandings when an absolutely innocent person falls into this list due to a system failure.
In order to avoid such misunderstandings, it is worth checking independently for the absence (or presence) of your surname in the debt database. This can be done by contacting the GFIC Territorial Office at the place of residence. This is where the trouble begins. The fact is that this institution receives citizens only twice a week, Tuesday and Thursday, and not even the whole day. Besides, no one quashed the front.
On the other hand, a personal visit to the executive service not only checks the availability of debt but also finds out where it originated. This can be very important when you are sure that there are no “sins” behind you.
The Internet will help you
However, check your debts to bailiffs in another way possible, using the Internet. The judicial executive is probably the best organized and systematic. To see the debt of the bailiffs, it is enough to visit the official website, which hosts the entire Russian database of debtors. To do this, you’ll need to do a few simple steps:
- Go to the official bailiff’s website -GFIC – and open the “Enforcement Proceedings Database” section. Such a large orange button is to the left. In addition, a special form opens in which you can search for individuals, legal entities or by a number of enforcement proceedings.
- The next item is the selection of the region you are interested in. This can be done by opening the drop-down list in the “Territorial entities” row. If you select “All regions”, the search will be performed throughout the Russian database.
- You must now enter the remaining dates: surname, first name, patronymic and full date of birth of the natural person or the full name and address of the legal entity. If you know the number of enforcement proceedings against the person you are interested in, you should use a third card.
- After entering and verifying all the details, click on the “Search” button, then a captcha window will open, which must be entered, proving that the request was made by a real person.
That’s all, the result will be obtained immediately. If you saw the inscription: “Based on your request, nothing was found” may mean two things:
- you have no debts;
- The bailiff has not yet entered data about you in the Russian base.
If the debt is still discovered, go on. A mark appears on the screen showing all information about each debt you have: the amount, number and date of the enforcement, the name of the executor and the contact details.
Check the debt using the phone
In some regions of Russia, check your debts and you can contact the GFIC by phone, but in this way, you can only find out whether or not there is a debt. For more information, you must visit the GFIC office in person.
However, some users still canTo find out whether there are debts to bailiffs by phone, you do not need a stationary device, but a smartphone or tablet. There is a mobile debt search app for owners of these gadgets. It is true that only the absence of traffic police fines, tax, and judicial debts can be checked in this way.
To access your data, you need to download and install the app on your device, sign up for your passport and SNIL in your account.
When the fine is transferred to GFIC
According to 32.2 of the Code of Administrative Offenses, the offender has 70 days to pay the fine, 10 of which are entitled to appeal against the protocol and 60 to pay the debt. After another 10 days, the debt information will be passed to the bailiff. The total time granted to the debtor for the amicable settlement of the issue is thus 80 days.
Things are slightly different with shipping – they must be paid by 01.11 of the year following the reported year. For example, the 2015 tax must be paid before January 1, 2016, unless your federal law provides otherwise. Failure to pay this type of tax also leads to meetings with bailiffs.
How to collect debts
If you have an outstanding debt to bailiffs, the bailiffs may apply various measures.
For example, if you are officially employed, Good Finance can be deducted from your salary. Collection may also be collected from personal property, cash, bank accounts, including foreign currency, available securities.
The most extreme measure can be forced eviction from the premises with its subsequent sale on debt repayment. In this case, of course, the debt should be very high.
Limiting travel abroad is also considered the most effective measure.
How can I repay the debt?
It is not enough to know the duty of bailiffs to be repaid in order to avoid problems. It is not difficult to do this: first, find out the amount of debt and details about the GFIC and then pay at any nearest bank. And you can never leave your house using an online service.